Around the PIA Western Alliance States – Week of May 11, 2026

California — Newsom Wants FEMA to Extend Funding for LA Wildfire Victims: California Governor Gavin Newsom is pushing the Trump administration for most assistance for the thousands of victims of the wildfires in Los Angeles at the beginning of last year.

He wants a 12 month extension from the FEMA’s individual and households program.

Source link: Insurance Journal — https://bit.ly/4uiIYPq

Oregon — All Insurers of Health Insurance and Property and Casualty Insurance Operating in Oregon: The Oregon Division of Financial Regulation (DFR) proposes to issue a bulletin to withdraw insurance bulletins INS 92-5, 98-1, 99-5, 2001-4, 2001-6, 2002-5, 2003-9, 2005-3, 2006-3, 2006-6, 2007-1, 2009-5, 2009-10, and 2013-1.

Purpose:

The purpose of this bulletin is to withdraw the following:

92-5: Rate Filing Procedures for Workers’ Compensation Insurance

98-1: Reductions of Refinance Escrow Rates to Induce Title Insurance Business

99-5: Addendum to Bulletin INS 97-6 – Life Insurance and Annuity Provisions Relating to Payment of Taxes

2001-4: Voluntary Expedited Filing Procedures for Insurance Applications Developed to Allow Depository Institutions to Meet Their Disclosure Obligations under Section 305 of the Gramm-Leach-Bliley Act

2001-6: Standard Limits of Liability for Oregon Workers’ Compensation Policies

2002-5: Sale of Individual Health Benefit Plans in the Small Employer Market

2003-9: Reporting Procedures for House Bills 2987 and 3431

2005-3: Marketing Medicare Prescription Drug Benefits and Medicare Part D

2006-3: Withdrawal of Insurance Division Bulletin INS 2002-7

2006-6: Best Practice Organizations

2007-1: Reporting Requirements for Prompt Payment of Claims Under Requirements of ORS 743.866

2009-5: Corrections

2009-10: House Bill 2116 (2009) and the Health Insurance Premium Assessment

2013-1: Coverage Effective Periods for Non-Grandfathered Individual Health Benefit Plans in Oregon

The above bulletins are found on the Bulletins/Active Bulletins Archive webpage:

Public comments requested: https://bit.ly/4uNzprW

Public comment will be accepted for 30 days. Please submit public comment to DFR.Bulletin@dcbs.oregon.gov.

Last day for public comment: Monday, June 8, 2026. Comments must be received by ​5 ​p.m.

Click here to review proposed bulletin: https://bit.ly/4uI62af

Oregon — The Oregon Division of Financial Regulation recently announced the following proposed rulemaking: Amendment to 2027 standard bronze and silver health benefit plans

Rule Proposed: 836-053-0013

Rule Summary: Update Standard Silver Plans.

Filed: April 27, 2026

Hearing date/time: May 26, 2026, 1:30 PM

Last Day and Time to Offer Comment to Agency: June 2, 2026, 5:00 PM

For more information on recently proposed rulemaking, please visit the division’s website: https://bit.ly/433BiVn

Oregon — The Oregon Division of Financial Regulation recently announced the following proposed rulemaking: Network Adequacy Standards for Health Benefit Plans – Implementation of SB 822

Rules Proposed: 836-053-0300, 836-053-0310, 836-053-0320, 836-053-0325, 836-053-0330, 836-053-0335, 836-053-0340, 836-053-0345, 836-053-0350, 836-053-0355

Rules Summary: This rulemaking is needed to implement SB 822 (2025), which directs the department to adopt rules establishing quantitative standards for evaluating health plan provider network adequacy. This rule implements SB 822 by adopting quantitative network adequacy standards consistent with 45 C.F.R. 156.230 (as in effect on January 1, 2025), while allowing for Oregon-specific adjustments. The rule establishes standards for geographic access, appointment wait times, telemedicine, and behavioral health provider networks to ensure more consistent and measurable access to care across plans.

Filed: April 27, 2026

Hearing date/time: May 26, 2026, 11:00 AM – 12:00 PM

Last Day and Time to Offer Comment to Agency: June 2, 2026, 5:00 PM

Oregon — All Auto, Homeowners, and Dwelling Fire Insurers: The Oregon Division of Financial Regulation (DFR) proposes to issue a bulletin regarding unfair claim settlement practices related to the use of virtual claim adjustment systems and mobile applications.

Purpose:

This bulletin provides guidance to auto and homeowners/dwelling insurers that use virtual claim adjustment systems on how to avoid unfair claim settlement practices. The bulletin also clarifies when an insurer may require the use of a mobile application to submit a claim.

Public comments requested:

Public comment will be accepted for 30 days. Please submit public comment to DFR.Bulletin@dcbs.oregon.gov.

Last day for public comment: Monday, June 8, 2026. Comments must be received by ​5 ​p.m.

Click here to review proposed bulletin: https://bit.ly/4tCehnn

Washington — Premium change transparency proposed rule posted: We have released proposed supplemental rule language on R2024-07. The original premium change transparency rules were adopted in 2023 in Chapter 284-30A WAC. These adopted rules outlined administrative regulations to achieve transparency for policyholders receiving premium increases from insurers at renewal on insurance policies like residential property and private passenger auto. The Insurance Commissioner is proposing rules to create a new phase two with additional insurer requirements and to delay the implementation date of the original phase two, proposed as the new phase three, until 2029.

We scheduled a public hearing on the rule:

When: June 11, 2026, 9:00 a.m. PT

Where: Virtual Zoom Meeting. Please register in advance.

Comments on the proposed rule language are due by 11:59 p.m. on June 12, 2026. Please send comments to rulescoordinator@oic.wa.gov.

For more information, including the proposed rule language (CR-102), please visit the rule’s webpage.

Washington — Clarifying and updating the minimum standards for claims handling proposed rule posted: We have released supplemental proposed rule language on R 2025-05, the claims handling rule. The proposed rules will allow the insurance industry and Washington state consumers to have a more fair and transparent claim process. The proposed rules clarify and add claims handling definitions and specific unfair claim practices, particularly when the insurer is considering coverage determinations, and if coverage is available, the loss and damage valuation that is owed under the policy. The proposed rules add additional requirements for the insurer to provide detailed information to the claimant at certain points in the claim process.

We scheduled a public hearing on the rule:

When: June 11, 2026 at 10:00 a.m. PT

Where: This is a virtual meeting. Please register in advance.

Comments on the proposed rule language are due by June 12, 2026 at end of day. Please send them to rulescoordinator@oic.wa.gov.

For more information, including the proposed rule language (CR-102), please visit the rule’s webpage.